Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.

In this article, the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.

Common Uber Injuries

When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:

Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: Broken bones are common in severe crashes. uber injury settlements They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.

Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.

Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: If another motorist causes the crash, they could bear the blame.

Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.

Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

No App Usage: When the driver is offline, their personal insurance is responsible.

Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

How to File a Legal Action for Uber Injuries

In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.